1. The Law And Estate Distribution
- Your spouse inherits the entire estate if you have no children; even if you have children, your spouse may inherit everything, or the first $200,000 of your assets and the remainder is split equally among your family. If you don’t have a spouse or children, it is distributed to other relatives even if that wasn’t your wish.
2. Common-Law Spouses
- There can be some confusion over who controls your estate and how it is to be distributed if it is not made clear in your Will.
3. Personal Representative
- Someone will have to step up to the plate to administer your estate which allows them to manage and distribute it. Your current closest relative may or may not be the best judge of how to administer your estate?
- When you hear that some lucky nephew or niece who inherits an estate out of the blue, that’s because of the Ontario Government after they search for some living relative of the intestate deceased. This means that your favorite charities have missed out on a chance to benefit.
5. Personal Items
- Your niece Susan, who had a special relationship with your mother and who was to receive your mother’s gold ring when you died, is now dependent on the goodwill of whoever is administering your estate. This may go against your wishes.
6. Tax Savings
- Smart Estate Planning can minimize the tax paid by your estate to increase what is available to heirs. Dying intestate means you can’t take advantage of these measures.
- Unless provisions are made in your Will, a dependent child who needs long-term care may not receive the financial support you were hoping to provide.
- If you are the primary caregiver for your minor children and you die without a Will and without the other parent around, you lose the opportunity to specify who you want to act as their guardians. The court will make the decision without your input.
9. Funeral Arrangements
- If your executor – who, you may remember, the court chose on your behalf – doesn’t know or doesn’t really care about your wishes, your funeral and burial arrangements will be made according to their preferences, not yours.
- Without a Will, the charities you hoped to support with your estate won’t receive anything.
Pitfalls To Avoid
Other Important Elements To Consider:
Stay On Top Of Changes
Dealing with any type of Abuse such as Sexual, Physical, and Verbal, or being in a relationship with any degree of Domestic Violence is not only stressful for adults or young women but if you have children, it can lead to even higher degrees of stress and Life-Long Trauma or Mental Health Issues for them including Anxiety, Depression, Post Traumatic Stress, etc. And it can also lead to our children inheriting bad habits and behavior if the root of the problem is not dealt with early on. Procrastination in dealing with such issues has absolutely no place in a relationship or parenthood. This is something that I didn’t understand when I was young, but I do know first hand of what the end result can be, being that I grew up in a home where Domestic Violence was sometimes a bi-weekly or bi-monthly event in my house and environment growing up; as far back as I can remember since around the age of 3 or so, and it is still something that has affected me in my adulthood.
In reading the next few sections we will take a close look at how children are affected in Abusive Relationships and the long-term effects of witnessing Domestic Violence, as well as how abused mothers (sometimes fathers) and their children can get affordable Legal Access and the help they need and deserve, but in a way that it doesn’t become a financial burden to make the transition of getting out of an Abusive Relationship a lot less stressful.
Children Are Witnesses Because They See, Hear, Observe and are Aware. They Also Have Imagination
Witnessing can mean Seeing actual incidents of Physical and or Sexual Abuse. It can mean Hearing threats or fighting noises from another room such as the breaking of items, slapping, punching and a body being thrown against a wall. Children may also Observe the aftermath of Physical Abuse such as blood, bruises, tears, torn clothing, and broken items. Finally, children may be Aware of the tension in the home such as their mother’s fearfulness when the abuser comes home on the same day as the prior fight or when the couple has a disagreement. The combination of all of these things contributes to the child/ren’s imagination. What would you be imagining if the people who were supposed to love you the most were no more than the worst examples of how to treat someone you love as a child or another human being?
What Are The Feelings Of Children Who Are Exposed To Domestic Violence or Abusive Relationships
Studies show that every year 3-4 million children between the ages of 3-17 are at risk of exposure to Domestic Violence. Statistics say that 95% of Domestic Violence cases usually involve women being victims of male partners, and their children often become first-hand witnesses to Domestic Violence in the home between their parents or guardians.
Children who are exposed to Domestic Violence or Abusive Relationships become fearful and anxious. They are always on guard, watching and waiting for the next bad event to occur. They never know what will trigger the abuse, and therefore, they never feel safe. They are always worried for themselves and their siblings. They may always have the feeling of worthless and powerless.
Children who grow up in abusive homes who witness Domestic Violence on an ongoing basis are expected to keep the family secret, sometimes not even talking to each other about it, always packing their emotions deep within themselves, and can look perfectly fine to the outside world, but inside they are in ongoing terrible mental pain and torment. They may blame themselves for everything they have witnessed thinking that if they had not done or said a particular thing, the abuse wouldn’t have occurred in the first place. They may also become angry at their siblings or another party for triggering the abuse. They may also feel extreme rage, embarrassment, or even humiliation.
Children of abusive families always feel isolated and vulnerable. They are starved for attention, affection, and approval. Because one of the parents is either struggling to keep the peace or survive, that parent is often not present for their children or may be emotionally detached. Because the parent (usually the father) is so selfish and consumed with controlling everyone, he or she may also not be mentally present for their children they way that children need their parents to be. These children become physically, emotionally and psychologically abandoned or numb.
What Behaviors Do Children Who Witness Domestic Violence Exhibit?
The emotional responses of children who witness Domestic Violence may include extreme fear, extreme guilt, extreme shame, sleep disturbances, extreme sadness or depression, and extreme anger. Children can even show signs of hate at both the abuser for the violence and at the person who was abused for being unable to prevent the violence.
Children may also unintentionally respond with stomach aches and or headaches, bed wetting, and the loss of ability to concentrate in school. Some children may also experience Physical or Sexual Abuse or neglect. Children may be also self-mutilate or injure themselves while trying to intervene or stop the fight on behalf of their mother or a sibling.
The behavioral responses of children who witness Domestic Violence or Abusive Relationships may include acting out violently, withdrawal or anxiousness to please the abuser. The children may exhibit signs of anxiety and have a short attention span which may result in poor school performance and attendance. They may experience developmental delays in speech, motor, or cognitive skills. They may also use violence to express themselves displaying increased aggression with peers or mother.
What Are The Long-Term Affects Of Children Who Witness Domestic Violence or Abusive Relationships?
Whether or not children are Physically Abused, they often suffer Emotional and Psychological Trauma from living in homes where their fathers abuse their mothers or the other way around. Children whose mothers are abused are denied the kind of home life that leads to healthy development. Children who grow up observing their mothers being abused, especially by their fathers or another man, grow up with a role model of intimate relationships in which one person uses intimidation and violence over the other person to get their way. Because children have a natural tendency to identify with strength, they may ally themselves with the abuse and lose respect for their seemingly helpless mother. Abusers typically play into this by putting the mother down in front of her children and telling them that their mother is “crazy” or “stupid” and that they do not have to listen to her. Seeing their mothers treated with enormous disrespect teaches children that they can disrespect women the way their fathers do.
Most studies illustrate and experts believe that children who are raised in abusive homes learn that violence is an effective way to resolve conflicts and problems. They may replicate the violence they witnessed as children in their teen and adult relationships and parenting experiences. Boys who witness their mothers’ abuse are more likely to batter their female partners as adults than boys raised in nonviolent homes. For girls, adolescence may result in the belief that threats and violence are normal in relationships.
Children from violent homes have higher risks of alcohol/drug abuse, post-traumatic stress disorder, and juvenile delinquency. Witnessing domestic violence is the single best predictor of juvenile delinquency and adult criminality. It is also the number one reason children run away.
Do Children Call The Police When They Witness Domestic Violence Between Their Parents or Legal Guardians
Children don’t usually call the police on their parents when these types of issues occur, nor do young women when they’ve been Sexually or Physically abused. That been said, if you do call the police, it is only a Police Issue when they are charging or arresting an Abuser or a Sexual Predator. After that, it’s no longer a Police Issue, but a Legal Issue. Here is the dilemma, 90% of people in North American society have been priced out of the Legal System. They just can’t afford $200.00 to $350.00 per hour for Legal Advice, Legal Counsel, and Guidance, so they turn to Legal Aid (Public Defender’s System) and take the wrong advice from family and friends. As a result, most younger, older women or the abused person (sometimes men) don’t end up getting the Justice that they deserve, and neither do the children.
Report Of The Canadian Bar Association Access to the Justice Committee in 2011 said “We know that many people in Canada do not have access to the legal help they need. The legal aid system is overburdened and decades of reforms haven’t solved the problem. In 2011, the World Justice Project ranked Canada 9th out of 12 developed countries on access to Justice.”
Report Of The Canadian Bar Association Access to the Justice Committee in 2015 said “The state of access to justice in Canada is abysmal and getting worse. Inaccessible justice hurts us all, as the growing number of middle-class Canadians who suffer from it can attest, but its harshest consequences are visited upon the poorest and most vulnerable people in our communities. Over the next three years, 45 percent of Canadians will encounter a legal problem and many will not get the help they need because of perceived or actual barriers.”
What are the perceived or actual barriers? Cost. So if you could have Affordable Legal Access to a Top-Quality Law Firm and the best Lawyers to protect the Legal Rights of you and your children, without it being a financial burden to you, would you?
In closing, if you or anyone you know is going through, or has been in an Abusive Relationship, such as Physical Abuse, Verbal Abuse, or Domestic Violence with children present, or if you or anyone you know is dealing with a Divorce, a Child Custody Issue, a Children’s Aid Society (CAS) Issue, or an Identity Theft Issue, and would like to save money in Legal Fees, it would be intelligent to have Affordable and Proactive Unlimited Legal Advice, Counsel, Guidance and Legal Document Review while going through a separation or divorce and help protect your Legal Rights and the peace of mind of you and your children and at the same time protect your children’s Identity Theft, which is entirely another issue all together, being that 70% of all Identity Theft issues are or end up becoming Legal issues.
If you are interested in protecting the Legal Rights and Identity of you and your family, especially for your children, please Leave Your Message or Call 519-872-6875 for more free information. Our Services that are designed to protect all North American citizens. We don’t use Paralegals or Legal Aid Lawyers, and all of our Dedicated Provider Lawyers all have a minimum of 19 years experience in their area of practice.
1. Create Your Life
- The Wealthy and Rich believe that they create their lives, while the middle class and poor people believe that life just happens to them. Can you see why the wealthy, rich and successful people are able to create amazing results in their life right now? It is simply because they are in control of their own lives. They believe that they are the ones who are responsible for their own lives, and they are the ones who are creating their own future…not the economy, knowledge, and luck. On the other hand, the Middle Class and Poor will always give excuses and blame everything on the circumstances that they have so-called been dealt. When they failed in their business or life, they will blame the economy, their boss, their family and friends, and or anything else that did not go according to their original plan. Some even go as far to live in their fears without even realizing it, thus becoming their own worst failures. Whenever you believe that life just simply happens to you, you will lose the power to change and also the power to control your future. You must believe and know that you’re the one who is creating your own future, not other people or events.
2. Play The Money Game To Win
- The Wealthy and Rich play the money game to win, but the middle class and poor people play the money game just not to lose money. This is a huge mindset difference. Have you ever seen people invest in the stock market? Some people are so afraid that they will lose their money and they form a mindset that blocks their creativity. They formed the mindset of investing not to lose the money. However, the Wealthy, Rich and Successful people know exactly how they need to think in order to win the game of money. They will think and act from the point of view of playing the game to win. Unlike the Middle Class and Poor, they will never invest just not to lose the money.
3. Focus On Change And Opportunities
- The Wealthy and Rich think and focus on taking Chances and Opportunities, while the middle class and poor people think and focus on fears and obstacles. When you are faced with problems, what are you focused on? Are you focused on the problems…thinking how bad the situation is going to be? Or are you focusing on the solution and thinking about how you can solve or even turn the situation into a great opportunity? Think about this carefully. No matter who you are, you will definitely be faced with all kinds of choices in your life. And when you need to decide to move on, try to notice your way of thinking; what do you focus on? Do you focus on the solution or the problem?
4. Dream Big
- The Wealthy and Rich always dare to Dream Big, but the Middle Class and Poor always think small. When you tell your parents that you want to make a million dollars, they will ask you “Why do you need so much money? You can live a very good lifestyle if you just finish school and got a job that has a good pay. You don’t need to be a millionaire.” I don’t know about you, but this statement is said to many all the time. And by now you must definitely know that the middle class and poor people will tend to think small, while the Wealthy and Rich always Think and Dream Big. Now, the Middle Class and Poor will think that Wealthy and Rich are just plain greedy because they are always Thinking Big. Is it true that you are being greedy if you Think Big? Absolutely not, it is the complete opposite, simply because if you do not Think Big, then you take away from what you and your family deserve. It is not the money that is the huge thing, but it is the things you can do with money when you have more of it. In fact, it is a complete waste if you’re not using the resources available to you at its full potential. Don’t you think that you owe it to yourself? Don’t you owe it to everyone around you that you love or care about to create a better life for them? Don’t you want your family to live better? So Think Big, Dream even Bigger and create the abundance lifestyle for yourself and these people right now.
5. Commit To Your Dreams To Achieve Them
- The Wealthy and Rich are committed to their dreams, while the Middle Class and Poor are just Dreaming about their Dreams. Yes, this is an obvious one. If you’re not committed to becoming Wealthy and Rich, then you can never be. How many times have you heard people say that they want to be Wealthy or Rich, but they never do anything about it? This is the mentality of the Middle Class and Poor. They will just think about how good it is going to be if they were Wealthy or Rich, but they will never do anything about their Dreams. They know that they cannot afford a luxury car if they have a low pay job. The thing is, they never do anything to change it. On the contrary, and the Wealthy, Rich and Successful people are committed toward their Dreams. They will do whatever it takes, in the boundary of morals and ethics. of course, to achieve their dreams.
6. Become Associated With Successful People
- The Wealthy and Rich Associate with other Rich and Successful people. The Middle Class and Poor will associate with the same people, which is the Middle Class and Poor. Do you have any Wealthy or Rich friends that you learn from or associate with on a regular basis? Or are all of your friends in the Middle Class and Poor category? This is not suggesting that you need to stop making friends with the Middle Class and Poor, but it is suggesting that you try to get to know more about the Wealthy and Rich. The more you associate yourself with them, the more you will think like them. And if you think like them, you will start to create amazing results just like them. If most of your friends are middle class or poor and their working wage or salary all are below, $1,500.00 to $2000.00 per month, you will have the same range of wage or salary most of the time. However, if you associate with the wealthy and rich people who are making $1,500.00 to $2000.00 in just a day, in turn, you will start to see the possibility of what you can accomplish for yourself, and that will change your thinking of what you can achieve in your life. $1,500.00 to $2000.00 will become a small amount for you once you have changed your mindset about money.
7. Be Willing To Learn And Be Coachable
- The Wealthy and Rich are good learners, while the Middle Class and Poor think that they have learned everything in the world. One of the fastest ways to be financially abundant is to Learn directly from people who have already achieved this status. If you’re not willing to Learn and be Coachable, you will never be able to be successful. If you want to get the best pay, you must be the best, and the only way you can be the best is to Learn from the best and Learn to be the best.
Now Ask Yourself…
- Am I ready to make a productive and positive change in my life???
- Am I ready to work smart for my money, instead of working hard for it???
- Am I ready to give myself more of what I deserve???
- Am I ready to give my family more of what they deserve???
- What do I have to lose in trying something new???
- What do I have to lose in changing my old-school mindset, to a more productive and modern mindset???
The Dangers Of Posting Pictures Of Your Kids On Facebook
Tech In Our Everyday Life – 2016 – By Sharon Secor
In 2012, CNN reported that 66 percent of parents say they post pictures of their children on Facebook. In families spread across the world, it’s an easy way for grandparents to feel more connected to grandchildren they don’t see often. Parents can share the events of their lives and their children’s with friends far and wide, and often do so without really considering potential consequences. As ubiquitous as parent-posted photos of children are on Facebook, it is important to realize the risks involved.
Think A Little Deeper About Sexual Predators:
Metadata automatically embedded in photos taken with Smartphones and some Digital Cameras can be accessed by site users when posted on sites such as Facebook. The Metadata records photo Time and Date, as well as Location, using Geographical Coordinates. In a 2011 FBI alert about disabling smartphone geotagging, an FBI Crimes Against Children Unit Intelligence Analyst explained that regularly posting daily routine details makes it easier to predict where you are and when children might be alone. Many scoff at the idea of a predator stumbling across a Facebook photo of their child and making an inordinate time investment in tracking him down when easier victims are available. They might be right. Stranger abductions are rare. More common are circumstances involving someone local, a casual acquaintance or someone who sees the child around the neighborhood, such as a landscaper or delivery person. Facebook photos of your children, posts and status updates can give a nearby predator a dangerous amount of information.
Photos Can End Up Anywhere:
In 2012, a Boston CBS station reported that Facebook photos of local teenage girls were copied and posted on a pornography website. Forbes published the details of a late 2012 settlement Facebook made in a class action lawsuit involving Facebook users whose names and photos were used by Facebook in “Sponsored Story” advertisements without permission. In response to the lawsuit, Facebook has updated its terms of service, letting users know that, in accepting the terms of service during signup, they grant Facebook permission for this type of name and photo use. When parents post pictures of their kids on Facebook, they take a risk. They have no way of knowing where those photos could eventually end up or what they might be used for.
Conflict Spillover Can Get Ugly:
Parents posting pictures of their children on Facebook can leave them vulnerable to being targeted by people the parents have conflicts with. An unstable ex-boyfriend might not be able to get close enough to a woman to inflict harm but could figure out from a Facebook photo of her son in his basketball uniform what school her children go to, then target her children to hurt her. People have pasts and people in those pasts can be dangerous. Parents in the public eye also face this risk. In 2012, the “New York Daily News” reported that a Washington, D.C., reporter took a sabbatical after teens, angry about her stories on underage drinking, harassed and threatened her children via Facebook and at school.
Family Problems Can Result:
Children might come to resent those Facebook photos as an invasion of their privacy. Having their awkward years posted for all to see for years to come might embarrass them. They might prefer some moments to be kept private, away from the eyes of future employers and out of view of future romantic interests. People grow, change and mature on the path to adulthood. The idea of having past mistakes in associations, styles, and tastes recorded and displayed on the Internet for the foreseeable future and beyond is understandably unpleasant to some and serious family conflict can result. It is important to consider children’s feelings regarding Facebook photos of them and to respect short- and long-term privacy concerns they might have.
Find out how to have an IDShield Licenced Private Investigator protect you and your Children HERE
The Dangers Of Your Children’s Pictures On Facebook
Tech In Our Everyday Life – 2016 – By Naomi Bolton
As many of you are well aware of, Facebook has various privacy settings that can be adjusted or tweaked, but there is absolutely no way to guarantee that your photos will not be seen by people who you could regret seeing them after you post. Although the risk of sexual predators stalking your children after seeing their Facebook photos is small, it can’t be completely overlooked or discounted. Posting photos of your children can also set a bad example to them about privacy and opens them up to other dangers, such as Identity Theft on many levels.
Exposure To Sexual Predators & Pedophiles:
Posting photos of your children on Facebook could bring them to the attention of sexual predators and pedophiles, even if you set the privacy settings so that only friends and family are able to see the photos. Well-meaning relatives can republish the photos, with less stringent privacy settings. This practice can be dangerous if there are easily recognizable landmarks or information that can pinpoint the location of the child in the photo. Many Facebook games and apps encourage you to increase the size of your friend list, but doing so can expose your personal information to unwanted strangers. This information, in conjunction with status updates revealing your whereabouts and photos of your children, can make it all too easy for someone to stalk your family.
Setting Bad Examples:
Young children should be taught from an early age about the dangers of revealing too much information to strangers. With smartphones and other electronic devices making it easy to post photos online, it is important that children understand the dangers of uploading the wrong kind of pictures. If you upload lots of photos of your children to Facebook, they may draw the conclusion that there is nothing wrong with sharing images online. For example, many parents post photos of their children in the bath or in their swimwear. Unless children are taught boundaries about sharing personal photos such as these, it can have a negative effect on them later in life.
Identity Theft Issues:
After you post photos of your children online on sites such as Facebook, you no longer have any control over what the images are used for. Even with stringent privacy settings these photos can be viewed, downloaded, modified and uploaded elsewhere by other people if they are determined enough. Photos of your child could be used for advertising, as many unscrupulous website owners use photos they find on the Internet to promote their sites. Someone could even use photos of your child to create a fake profile on a teen site with the intention of getting close to other teens.
Opening Your Children To Bullying & Intimidation:
While posting embarrassing photos of your children on Facebook might seem like harmless fun, it can expose them to bullying and intimidation. If someone distributes these photos to online forums and websites as a joke it can cause a lot of emotional trauma for your child. In some severe cases, teens have committed suicide after threats and bullying online.
Find out how to have an IDShield Licenced Private Investigator protect you and your Children HERE